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Finance Options Available
Step One
Add any product over £99 to your basket and fill in your details, at the payment stage select “PayPal Credit”.
Step Two
Pick your plan. We offer 6, 12, 18 & 24 month plans with PayPal Credit.
Step Three
Fill in your details and complete your Application for credit. Interest is fixed at just 19.9%APR with PayPal Credit which you can select in the basket. If your application is successful you will need to e-sign your finance agreement as soon as possible to secure your preferred delivery date.
How does this work?
Flexible repayment options are available on all items over £99, making those big investments easier to manage.
And all it takes is a simple application form. You can choose to spread the cost over as long as 24 months using PayPal Credit at a rate of 19.9%APR.
Representative Example
Order value (cash price) £400, total amount of credit £400 with no deposit to pay, 19.9% representative APR, annual rate of interest 10.17% fixed, 12 monthly payments of £36.72, total amount payable £440.64.
Example of a £500 purchase
Here’s a table we’ve put together using a £500 purchase example, take a look to see how payments are broken down.
| Term | Representative APR (Fixed) | Min Spend | Payments | Total Payable |
| 24 Months | 19.9%APR | £99 | £24 per month | £575.95 |
| 18 Months | 19.9%APR | £99 | £31.88 per month | £573.82 |
| 12 Months | 19.9%APR | £99 | £45.50 per month | £546.03 |
| 6 Months | 19.9%APR | £99 | £87.74 per month | £526.43 |